Eliminate the Guesswork from Personal Finance.
Our users earn an average of over $750 annually
MOMO INTEGRATES WITH YOUR BANK
& MANY MORE
ADVICE TAILORED TO YOU
Hyper-Personalized Recommendations
Card recommendations
momo analyzes your banking history to provide the best credit card recommendations for you, plus all the information you need to make an informed decision before enrolling.
Estimated earnings
momo shows you how much you're earning versus how much you could earn - and shows you how to get there.
Credit score impact
momo tells you when it's the right time to open a card, and how it will affect your credit score. No more guessing whether it's the right time.
Points management
momo gives you a breakdown of how many points you're earning per transaction, whether you used the right card, and how close you are to hitting bonus milestones.
ADVICE TAILORED TO YOU
Hyper-Personalized Recommendations
momo analyzes your banking history to provide the best credit card recommendations for you, plus all the information you need to make an informed decision before enrolling.
SAFE & SECURE
Secure Banking Connection via Plaid
momo never stores your banking credentials. Instead we use Plaid to securely connect to and share data from your financial apps. It takes seconds, and we don’t see your login information, much less share your personal information with anyone, ever.
GET STARTED IN MINUTES
How It Works
1. Take a short quiz
Avoid paging through hundreds of cards looking for what you want–let momo do that for you.
2. Link your accounts
momo uses Plaid to securely connect to your bank accounts–we never see your credentials.
3. Start earning
momo provides personalized card recommendations and tracks whether you’re making the most of your cards.
ONGOING SUPPORT
Your financial health toolkit
Credit Score Simulator
In-app credit score forecasting In-app credit score forecasting In-app credit score forecasting
Mindful recommendations
momo won’t recommend a credit card to you if it doesn’t make sense for your financial situation.
Track credit card rewards
See how much you’re earning with your existing credit cards, and where you’re earning it.
HOW WE MAKE MONEY
Get started for free
No fees, no subscriptions. Instead, we make money by aligning your needs as a consumer with the bank offerings best suited to you - we never sell your data. It’s win-win-win.
WHAT WE STAND FOR
Our Values
No more top 10 lists.
momo is not another finance blog or thinly-veiled advertisement disguised as a “Best Credits Cards of This Year” list.
End impersonal advice.
No generic tips, just quick, digestible finance information that’s tailored to your unique situation and spending habits.
Keep it honest.
It isn’t always a good time to open a new credit card. If it doesn’t make sense for you, momo won’t recommend any.
Take control of your personal finances.
Eliminate the guesswork from personal finance.
COMPANY
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